Lions Property Finance

Calculator 07

Property valuation calculator

Enter a postcode and we read the actual sale prices recorded at HM Land Registry nearby, bring them up to today with the House Price Index, then adjust for this property's size, style and condition.

The property

Postcode

We use real recorded sales for the postcode. Without one, we fall back to regional averages.

How should we value it?

Region (used until a postcode is found)

sq ft

Property style

Condition

Garden

Parking

£

Indicative value

£349,325

Likely range £323,125 – £375,524 · East of England

Equity

£199,325

Loan to value

42.9%

Best rate band

Value per sq ft

£368

How it is built up

East of England average£350 / sq ft
Floor area950 sq ft
Semi-detached adjustment× 1.00
Good condition× 1.00
Indicative value£349,325

Enter a postcode above to value this from real recorded sales instead of regional averages.

Indicative rental value

East of England

Monthly rent

£1,492

Rent range

£1,372 – £1,611

Gross yield

5.1%

Annual rent£17,901
Typical 3 bed semi-detached rent£1,450
Rent implied by local yields£1,543
Buy to let loan this rent supports (125% cover at 5.5%)£260,384

Based on typical achievable rents for this region and bedroom count, cross-checked against the value above and local gross yields. A letting agent's rental assessment or a lender's valuer will confirm the figure used for a buy to let application.

Test this rent in the buy to let calculator →

Next steps

Check affordability →Compare deals at 43% LTV →

Sale prices and index figures come from HM Land Registry Price Paid Data and the UK House Price Index (Crown copyright, Open Government Licence), with postcode areas from postcodes.io. Recorded sales lag completion by a month or two and exclude the property's own condition, plot, floor level and lease. A lender will rely on its own valuation.