Calculator 01
Repayment calculator
The core sum: what a mortgage costs each month, and what it costs in total once interest is counted.
Your figures
£
£
%
yrs
Estimated monthly payment
£1,393
£256,000 borrowed · 80.0% LTV · capital & interest
Total interest
£161,777
over the full term
Total repaid
£417,777
including capital
Month one breakdown
Interest portion£915.20
Capital portion£477.39
Loan amount£256,000
Loan to value80.0%
Interest as a share of everything you pay38.7%
Months to clear at this payment300 mths
Assumes the rate stays fixed for the whole term, which is rare in the UK — most deals revert to a higher follow-on rate after 2 to 5 years. Use the comparison tool to see the cost of a real deal period.