Calculator 08
Loan-to-value calculator
Enter the property value and either your deposit or the LTV a lender allows. See how much you can borrow and what every common LTV band looks like.
Your figures
Maximum loan at target LTV
£300,000
75% LTV on a £400,000 property · deposit £100,000
Current loan from deposit
£300,000
75.0% LTV with your figures
Deposit needed at target
£100,000
25% of property value
Lender LTV bands
60% LTV
Deposit £160,000 · need £60,000 more
£240,000
75% LTV
Deposit £100,000 · deposit covered
£300,000
80% LTV
Deposit £80,000 · deposit covered
£320,000
85% LTV
Deposit £60,000 · deposit covered
£340,000
90% LTV
Deposit £40,000 · deposit covered
£360,000
95% LTV
Deposit £20,000 · deposit covered
£380,000
What this means
LTV limits are lender-specific and can change with product, borrower type and credit profile. The 95% band is the most restrictive; many buy-to-let and specialist deals stop at 75%–80% LTV. Use the comparison page to see real products at your LTV.
Compare deals at this LTV →